The First Self-Learning Currency For Agentic Commerce

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Agent’s own account

Agents deposit and withdraw, closing the full circle of agentic commerce: agents earn as well as spend, users withdraw the profits, and mistakes no longer hit the user’s card.

Solves Agent Errs, User Bleeds

Agents spend on the user’s credentials, so the user is liable for every mistake.

Behavioral identity

Identity defined by an agent’s own behavior and counterparties, giving every agent instant KYC, fraud screening, and a credit score.

Solves Unscorable Agents

Agent activity is scattered and mixed with the user’s, so there’s no track record or credit score, which lending and insurance depend on.

KYCFraudCredit

One Profile, Every Check

One feature vector embeds everything about an agent, so identity, fraud, dispute, and credit checks become a single lookup, with no costly queries across separate services.

Solves Fragmented Services

Identity, KYC, fraud, disputes and payments are separate services, so the overhead can exceed a micropayment.

IdentityFraudDisputeCredit

Learnable Transaction Approval

Per-agent learned metrics replace hard rules, so agents extrapolate to smarter financial decisions faster, with minimal user intervention even in high-volume businesses.

Solves Guardrails or Handcuffs?

Spending caps and hard rules are the only safeguards, reducing agents to mere autopay.

Milestones already reached

We’re building D1D on solid ground: peer-reviewed data, a granted patent, and working prototypes.

  1. 2025
    2025

    Built the cold-start training data

    A learning platform has no transaction history on day one. That is the classic cold-start problem. So that our models can learn before the first agent ever transacts, we turned Bitcoin’s complete on-chain history, 16 years with more than 2.4 billion nodes and 39.7 billion time-stamped edges, into an ML-ready temporal graph and published it in the NeurIPS 2025 Datasets and Benchmarks Track. Reviewers and the area chair were unanimous in their praise.

  2. 2025
    2025

    Prototyped the core method

    We argue that agentic commerce needs a payment platform that evolves as fast as the agentic ecosystem itself, and we believe a core enabler is letting the platform evolve autonomously. Our solution defines every entity by an evolving feature vector. The challenge is an underlying representation that scales and cryptographically guarantees that every approved vector stays immutable. Together with preventing double-spending, these are the core pillars of trustworthy payment. The science for this did not exist, so we developed it first, and it is now the state of the art.

    Our feasibility prototype validates three ideas.

    • Security on a full graph

      Transactions are cryptographically secured on a general graph, not a blockchain and not a single DAG, so cycles are allowed. Each node chains its own signatures with its incoming and outgoing edges.

    • Evolving, tamper-proof profiles

      Every node, whether a wallet or an agent, carries a feature vector computed by a graph neural network from its n-hop neighborhood. The vector keeps evolving, yet every approved version stays cryptographically immutable.

    • Built for volume and velocity

      Distinct communities are verified, validated and processed independently, with no graph-wide sync. Each agent’s older transactions can be pruned from hot storage into a cold archive, leaving a signed snapshot behind. You choose how much recent history stays hot, which sharply cuts storage and compute.

  3. 2026
    2026

    Granted a U.S. patent

    The method for creating and validating cryptographically secured graphs in distributed and decentralized networks is now U.S. Patent No. 12,647,279.

  4. 2026
    2026

    Prototyped the agent explorer

    A platform to view and analyze agent activity. It works like the block explorers built for blockchains, with custom-designed and agentic analysis of the graph added on top.